Community Matters
Annual Community Report 2015

A Message from CEO Bill Lawton

2015 was an exciting year for Community Financial. We grew to over 60,000 members who are saving and borrowing hundreds of millions of dollars together. Our continued growth and branch expansion also led to the creation of 20 new positions within the credit union, for a total of 220 team members employed in our local communities.

As a not-for-profit financial cooperative, we have a significant impact on the areas we serve. Our volunteer board of directors understands the importance of having healthy communities for our members to live and work in. They want local consumers and businesses to enjoy sound financial health, and for our communities to be enriched through our existence.

Our 2015 results show that we have once again successfully fulfilled our board’s promise. We saw some of our strongest loan growth ever in 2015, especially in mortgages. We are proud to help our members achieve their dreams of home ownership. Helping members accomplish their financial goals not only makes Community Financial successful, but also builds stronger communities.

In 2015, we supported local nonprofits through our Summer of Sharing, Warming Hearts & Homes, Thumbs Up For Charity, and Community Sharing programs. We also partnered with 46 schools to help youth learn money management skills through our Student-Run Credit Union program, classroom presentations and the junior achievement program.

As we move into 2016, we will celebrate 65 years serving our communities. The values on which we were founded— service, commitment, and respect for our members— remain as strong today as when our story began 65 years ago. You make this all possible as a member-owner of Community Financial Credit Union. I hope you feel a sense of pride in being part of a very special cooperative that is changing lives by helping our members, while making our communities better places to live and work.

"The Community Financial team was genuinely happy for me and you don't find that often. Some banks are just in it for the money and it felt like Community Financial was really concerned about helping me. To have found a credit union that genuinely wants to help someone make a good life for themselves is really amazing."
Nicolette Rybski, CFCU member