A Message from CEO Bill Lawton

We have a lot to be proud of as member-owners of Community Financial Credit Union. As a not-for-profit financial cooperative, we have a significant impact on our communities. Our volunteer board of directors, elected by our membership, makes sure that “Community Financial exists so consumers and businesses in our field of membership can enjoy sound financial health, and our communities are enriched.”

Our 2013 results show that we have once again successfully fulfilled our board’s promise. Thanks to the efforts of our team members, we once again received high service level ratings based on feedback from our members. The dedication our team members have on putting the needs of our membership and community first resulted in strong growth throughout the year. We continue to ensure that money saved by our members is responsibly loaned to other members in our communities. Our members borrow together and save together.

Community Financial Credit Union continues to evolve with the introductions of new technologies as we adapt to changing preferences in our society. In 2013, we implemented mobile check deposit to make banking even easier for our members. We also converted from a federally chartered credit union to a state chartered credit union in order better serve our surrounding communities and to be positioned to serve additional communities in the future. As a member of a state chartered credit union, your savings are still federally insured.

Our board also understands the importance of having healthy communities for our members to live in and for Community Financial Credit Union to do business in. In 2013, we were able to make even more contributions to community focused organizations than ever before. We also partnered with over 36 schools to help youth understand basic financial concepts such as thrift and the credit union philosophy. We did this through our student-run credit union, classroom presentations and junior achievement programs.

We enter 2014 with momentum gained from many years of putting members and community first. We are in a stronger financial position than ever before, and Community Financial is committed to providing you and those you refer to us with the highest level of personal service. You make this all possible as a member-owner. I hope in addition to being pleased with the service you receive, you also feel a sense of pride in being part of a very special cooperative that is changing lives and building stronger communities.

Some of the groups we’ve supported on behalf of our members:

88.1 The Park
Army of Sum: Johannesburg-Lewiston high School Robotics Team
Atlanta Area Little League
Atlanta Community Schools
Blum’s Landing
Boys and Girls Club Lanny Kingsbury Center
Bridgepointe Non Profit
Brush Creek Mill
Canton Rotary Foundation
Civic Concern
Detroit Area Diaper Bank
DTE Energy Farm (Garden for Gleaners Food Bank)
Foster Closet of Michigan Western Wayne
Friends for Life of Otsego County
Friends of the Northville District Library
Friends of the Penn
Friendship Housing Center
Fun Country Riders
Gaylord Community Schools
Giving Songs
Gleaners Community Food Bank
Guardian Gals Inc.
Hillman Area Historical Society
Hillman Broadcasting Program
Hillman Community Schools
Hillside Middle School PTSA
Hospice of Michigan – Gaylord Office
Humble Design
Infant-Preschool Special Education Program, Tanger Center
Johannesburg-Lewiston Area Schools
Kelly’s Kidz
Kids on The Go Camp
Leslie Science and Nature Center
Lighthouse Family Charity
Livonia Franklin Band
Livonia Jaycees / Webster Elementary School
Livonia Public School Education Foundation
Lost Voices
Michigan Military Moms
Michigan Philharmonic
Miracle League of Plymouth
Moraine Elementary School
New Hope Center for Grief Support
Northville Educational Foundation
Northville High School PTSA
Northville Historical Society
Novi Education Foundation
Open Door Food Ministry
Otsego Conservation District
Otsego County Child Welfare Alliance
Otsego County Food Pantry
Otsego County Library Teen Advisory Board
Partnership for the Arts and Humanities
Pioneer Middle School
Plymouth Christian Academy
Plymouth Community Arts Council
Plymouth Salvation Army
Plymouth-Canton Community Schools Education Excellence Foundation
Providing for Paws
Rouge Education Project
Seedlings Braille Books
Shelter, Inc
Susan’s Wish
Tail Wagger's 1990
The Caring Place Adult Day Center
The Salvation Army’s Coats for Kids program
Tipping Point Theatre
Tonda Baseball Organization
Veterans’ Summit - Canton Community Foundation
Village Theater at Cherry Hill
Warm Hearts Organization
Wish Upon a Teen